Currency exchange

Real rates. 0.1% flat. Always.

MeshFX exchanges currencies at the real mid-market rate with a single transparent fee of 0.1%. No hidden spread. No minimum. No subscription. What you see is what you pay.

0.1% flat, shown before you confirm Settles in under 2 seconds
Live preview

Try the exchange calculator

The rates shown are indicative. When you exchange in the app, you see the exact rate and fee before confirming.

Mid-market rate

No bank markup on the rate itself — just the 0.1% fee.

Instant settlement

Converted balance appears in your wallet in under 2 seconds.

No minimum

Exchange any amount from any balance you hold.

Fixed fee

0.1% whether you exchange 50 or 50,000. No tiered pricing.

Exchange preview
You send
mSGD
SGD
1,000.00
1 SGD = 0.7419 USD
You receive
mUSD
USD
741.19
Fee: SGD 1.00 · 0.1% flat ⚡ Instant
Get Early Access →
Rates are indicative. Live rates shown at time of transaction.
How it works

Three steps to exchange

No forms to fill, no waiting period, no daily limits imposed by a bank. Exchange directly within your MeshFX wallet.

1

Select your currencies

Choose the currency you want to convert from and the currency you want to receive. Pick any combination from the six supported.

2

See the exact rate and fee

The app shows you the mid-market rate, the 0.1% fee in your source currency, and the exact amount you will receive. Nothing is hidden.

3

Confirm — it's done

Tap confirm. The exchange executes on MeshChain and your new balance is available within 2 seconds. No clearing delay, no T+1.

Why MeshFX exchange

Different from what you're used to

Banks and money changers embed their margin in the exchange rate itself. You never see the real rate, so you never know what you actually paid. MeshFX shows you the real rate and charges a separate, visible fee of 0.1%.

The real rate

We use the mid-market rate, the same rate shown on financial data providers. Banks typically charge 1–4% above this rate without showing it. We charge 0.1%, shown before you confirm.

Instant, not T+1

Traditional FX transfers settle the next business day at earliest. MeshFX settles the converted balance in your wallet in under 2 seconds.

One fee, always 0.1%

No subscription tiers, no monthly fee, no large-transfer discount. The cost of any exchange is always 0.1% of the amount being converted.

Stable currencies only

Every currency on MeshFX holds its stated value. mUSD is always 1 US Dollar. There is nothing to speculate on — your money does not go up or down.

Supported currencies

Six currencies available for exchange

Exchange between any pair. All currencies are backed 1:1 by real fiat or physical gold held in a regulated trust account.

mSGD
SGD
Singapore Dollar
1:1 fiat backed
mUSD
USD
US Dollar
1:1 fiat backed
mEUR
EUR
Euro
1:1 fiat backed
mGBP
GBP
British Pound
1:1 fiat backed
mJPY
JPY
Japanese Yen
1:1 fiat backed
mGLD
GLD
Digital Gold
1 gram fine gold per unit
Get started

Start exchanging at 0.1%

Join the early access programme and be among the first to use MeshFX exchange when we launch.