Mesh Financial Services Pte Ltd is a Singapore-incorporated fintech company. We built MeshFX to make it genuinely simple to hold, exchange, and spend multiple currencies — without the cost and friction of traditional financial infrastructure.
The existing system works well enough if you're moving large sums through well-connected financial institutions. It does not work well for individuals living or travelling across borders, small merchants wanting to sell internationally, or companies with teams in multiple countries.
MeshFX is our answer: a multi-currency wallet that shows you the real rate, charges a single flat fee, and settles in seconds rather than days.
We built MeshChain — a purpose-built settlement network — precisely because existing infrastructure was not fast enough, cheap enough, or simple enough for what we wanted to offer.
Every exchange, payment, and balance update settles on MeshChain in under 2 seconds. No clearing window, no T+1 delay.
MeshChain has no variable gas fees. A transaction costs the same regardless of size or network load. Predictable costs, always.
MeshFX users never see wallet addresses, gas limits, or confirmation counts. It works like a normal financial app built on better rails.
We designed every layer of MeshFX with one principle: your money should be yours, controlled by you, and safe even if something happens to us.
Every dollar you deposit is held in a segregated trust account at a regulated financial institution. These funds are entirely separate from MeshFX's own operating capital.
Private keys are generated and stored on your device alone. They are encrypted with your passphrase and never transmitted to our servers.
Every digital currency we issue is backed 1:1 by real fiat or physical gold. mSGD is always worth 1 Singapore Dollar. There is no fractional reserve, no speculation.
Every transaction on MeshChain is recorded immutably. Authorised auditors can verify the total supply of issued tokens against trust account holdings at any time.
Users, merchants, investors, and journalists are all welcome to reach out.
For product questions, early access, and general conversation: hello@meshfx.com
For merchants, integration partners, and institutional enquiries: hello@meshfx.com
For regulatory, legal, and compliance matters: hello@meshfx.com
We are building in the open and welcome feedback from early users, merchants, and finance professionals.