MeshFX Financial Services · Singapore

Your money, any currency, anywhere.

Hold, exchange, and spend in six currencies from one account. No hidden fees. No seed phrases.

Singapore · Regulated Fintech Funds held in trust
Live exchange preview
You send
mSGD
SGD
1,000.00
1 SGD = 0.7419 USD
You receive
mUSD
USD
741.19
Fee: SGD 1.00 · 0.1% flat ⚡ Instant
Get Started →
0.1% Flat exchange fee
<2s Settlement time
6 Currencies supported
1:1 Fiat-backed, held in trust
How it works

Three steps to get started

Open an account in about five minutes, top up with a card or bank transfer, and start exchanging or paying.

1

Open an account

Sign up with your email and verify your identity. Takes about five minutes. No credit card needed to start.

2

Top up your wallet

Add money using your debit card or bank transfer. Your balance is held 1:1 in a regulated trust account and is always yours.

3

Exchange, send, or pay

Convert between currencies at 0.1% flat, send to contacts, or scan a QR code to pay at a merchant.

What you can do

Everything your money needs

Currency exchange for individuals, payment tools for merchants, and approval controls for finance teams.

Personal

Currency exchange

Swap between SGD, USD, EUR, GBP, JPY, and gold at real market rates. The fee is always 0.1%.

Payments

Pay at checkout

Scan a QR code and pay in your currency. We handle the conversion and settle the merchant in their local currency, instantly.

Business

Shared treasury controls

For teams that need more than one person to approve a payment. Set up approval workflows so no single person can move funds alone.

Supported currencies

Six currencies, one wallet

All MeshFX currencies are backed 1:1 by real fiat or physical gold, held in a regulated trust. You can always redeem the full amount.

mSGD
SGD
Singapore Dollar
1:1 fiat backed
mUSD
USD
US Dollar
1:1 fiat backed
mEUR
EUR
Euro
1:1 fiat backed
mGBP
GBP
British Pound
1:1 fiat backed
mJPY
JPY
Japanese Yen
1:1 fiat backed
mGLD
GLD
Digital Gold
1 gram fine gold per unit
Why MeshFX

How MeshFX compares

MeshFX is a multi-currency wallet. Flat fee, instant settlement, no volatile assets.

Not a bank wire

Bank wires take days and charge a percentage of the amount. MeshFX settles in under two seconds at 0.1% flat.

Not a crypto exchange

MeshFX currencies don't fluctuate. mSGD is always worth exactly 1 Singapore Dollar. Nothing to speculate on.

Your money is protected

Every dollar you deposit sits in a segregated trust account at a regulated financial institution, separate from MeshFX’s own funds.

No seed phrases, ever

Your account is secured with your phone, not a 24-word recovery phrase you have to write down and store safely.

Join the waitlist

Ready to try MeshFX?

MeshFX is in pre-launch. Drop us a message to join the early access list.